/* ═══════════════════════════════════════════════════════════
   MyFinancialApps – Global Styles
   Inspired by zenda.com: clean, airy, bold typography,
   soft card surfaces, trust-building colour palette.
   ═══════════════════════════════════════════════════════════ */

/* ── Google Fonts ─────────────────────────────────────────── */
@import url('https://fonts.googleapis.com/css2?family=DM+Sans:ital,wght@0,300;0,400;0,500;0,600;0,700;1,400&display=swap');

/* ── Design Tokens ────────────────────────────────────────── */
/*
   Colour system mirrors the PlanTogether Flutter app palette:
   Blue  → client screens  (#366F95 / deepBlue #004E71)
   Green → advisor screens (#367722)
   Purple→ admin screens   (#882299)
   Burnt Orange → accent / CTA (#BF701F)
*/
:root {
  --clr-bg:         #F2F6F8;   /* deepBlueAlpha5percent — warm off-white */
  --clr-surface:    #FFFFFF;
  --clr-navy:       #004E71;   /* deepBlue — primary dark text / nav */
  --clr-slate:      #366F95;   /* primaryAppColor — secondary body text */
  --clr-muted:      #5D93BA;   /* mediumBlue — captions, labels */
  --clr-accent:     #BF701F;   /* accentAppColor — burnt orange CTA */
  --clr-accent-lt:  #FDF3E9;   /* 5 % tint of accent burnt orange */
  --clr-gold:       #BF701F;   /* reuse accent for star / highlight */
  --clr-green:      #367722;   /* secondaryAppColor — positive / checks */
  --clr-green-lt:   #F2F7F2;   /* deepGreenAlpha5percent */
  --clr-purple:     #882299;   /* tertiaryAppColor — admin accent */
  --clr-border:     #C8DDE9;   /* lightBlue-tinted border */

  --font-display: 'DM Sans', sans-serif;
  --font-body:    'DM Sans', sans-serif;

  --radius-sm: 8px;
  --radius-md: 16px;
  --radius-lg: 28px;
  --radius-pill: 999px;

  --shadow-sm: 0 1px 3px rgba(0,78,113,.06), 0 1px 2px rgba(0,78,113,.04);
  --shadow-md: 0 4px 16px rgba(0,78,113,.10), 0 1px 4px rgba(0,78,113,.06);
  --shadow-lg: 0 12px 40px rgba(0,78,113,.14), 0 2px 8px rgba(0,78,113,.06);

  --transition: 220ms cubic-bezier(.4,0,.2,1);
  --max-w: 1180px;
}

/* ── Reset & Base ─────────────────────────────────────────── */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

html { scroll-behavior: smooth; }

body {
  font-family: var(--font-body);
  background: var(--clr-bg);
  color: var(--clr-navy);
  font-size: 16px;
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}

img { max-width: 100%; display: block; }

a { color: inherit; text-decoration: none; }

/* ── Utility ──────────────────────────────────────────────── */
.container {
  max-width: var(--max-w);
  margin-inline: auto;
  padding-inline: clamp(20px, 5vw, 60px);
}

.section {
  padding-block: clamp(64px, 10vw, 120px);
}

.tag {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-size: .72rem;
  font-weight: 600;
  letter-spacing: .09em;
  text-transform: uppercase;
  color: var(--clr-accent);
  background: var(--clr-accent-lt);
  padding: 4px 12px;
  border-radius: var(--radius-pill);
  margin-bottom: 16px;
}

.section-title {
  font-family: var(--font-display);
  font-size: clamp(2rem, 4vw, 3.25rem);
  font-weight: 700;
  line-height: 1.12;
  color: var(--clr-navy);
  margin-bottom: 16px;
}

.section-sub {
  font-size: 1.05rem;
  color: var(--clr-slate);
  max-width: 540px;
  line-height: 1.7;
}

.btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-family: var(--font-body);
  font-size: .92rem;
  font-weight: 600;
  padding: 14px 28px;
  border-radius: var(--radius-pill);
  border: none;
  cursor: pointer;
  transition: var(--transition);
  white-space: nowrap;
}

.btn-primary {
  background: var(--clr-navy);
  color: #fff;
}
.btn-primary:hover { background: var(--clr-accent); transform: translateY(-2px); box-shadow: var(--shadow-md); }

.btn-outline {
  background: transparent;
  color: var(--clr-navy);
  border: 1.5px solid var(--clr-navy);
}
.btn-outline:hover { background: var(--clr-navy); color: #fff; }

/* ── NAV ──────────────────────────────────────────────────── */
.nav {
  position: sticky;
  top: 0;
  z-index: 100;
  background: rgba(247,246,243,.92);
  backdrop-filter: blur(14px);
  border-bottom: 1px solid var(--clr-border);
}

.nav-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 68px;
  max-width: var(--max-w);
  margin-inline: auto;
  padding-inline: clamp(20px, 5vw, 60px);
}

.nav-logo {
  font-family: var(--font-display);
  font-size: 1.55rem;
  font-weight: 700;
  color: var(--clr-navy);
  letter-spacing: -.01em;
  display: flex;
  align-items: center;
  gap: 8px;
}

.nav-logo-img {
  height: 28px;
  width: auto;
  display: block;
  border-radius: 6px;
}

.nav-links {
  display: flex;
  align-items: center;
  gap: 36px;
  list-style: none;
}

.nav-links a {
  font-size: .9rem;
  font-weight: 500;
  color: var(--clr-slate);
  transition: color var(--transition);
}
.nav-links a:hover { color: var(--clr-navy); }

/* CTA buttons duplicated inside the mobile menu — hide on desktop */
.nav-links-cta {
  display: none;
}
.nav-links-cta.active,
.nav-toggle:checked ~ .nav-links .nav-links-cta {
  display: flex;
  flex-direction: column;
  gap: 8px;
  padding-top: 4px;
}

.nav-links-cta .btn {
  display: flex;
  font-size: .8rem;
  padding: 8px 16px;
  justify-content: center;
  text-align: center;
  width: 100%;
  box-sizing: border-box;
}

.nav-links-cta .btn-primary {
  color: #fff;
}

/* Hamburger (hidden on desktop, shown ≤960px) */
.nav-toggle { display: none; }
.nav-burger {
  display: none;
  flex-direction: column;
  justify-content: center;
  gap: 5px;
  width: 44px;
  height: 44px;
  padding: 10px;
  cursor: pointer;
  margin-left: auto;
  border-radius: 8px;
  transition: background var(--transition);
}
.nav-burger:hover { background: var(--clr-surface); }
.nav-burger-bar {
  display: block;
  width: 24px;
  height: 2px;
  background: var(--clr-navy);
  border-radius: 2px;
  transition: transform var(--transition), opacity var(--transition);
}

.nav-cta {
  display: flex;
  align-items: center;
  gap: 10px;
}

.nav-cta .btn {
  font-size: .8rem;
  padding: 8px 16px;
}

/* ── HERO ─────────────────────────────────────────────────── */
.hero {
  padding-block: clamp(48px, 7vw, 96px) clamp(60px, 8vw, 100px);
  background: var(--clr-bg);
  overflow: hidden;
  position: relative;
}

.hero::before {
  content: '';
  position: absolute;
  inset: 0;
  background: radial-gradient(ellipse 80% 50% at 70% 0%, rgba(29,111,242,.07) 0%, transparent 70%);
  pointer-events: none;
}

.hero-inner {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: clamp(40px, 6vw, 80px);
  align-items: center;
  max-width: var(--max-w);
  margin-inline: auto;
  padding-inline: clamp(20px, 5vw, 60px);
}

.hero-eyebrow {
  font-size: .8rem;
  font-weight: 600;
  letter-spacing: .1em;
  text-transform: uppercase;
  color: var(--clr-accent);
  margin-bottom: 20px;
  display: flex;
  align-items: center;
  gap: 10px;
}

.hero-eyebrow::before {
  content: '';
  display: block;
  width: 24px; height: 2px;
  background: var(--clr-accent);
}

.hero-title {
  font-family: var(--font-display);
  font-size: clamp(2.6rem, 5.5vw, 4.25rem);
  font-weight: 700;
  line-height: 1.06;
  color: var(--clr-navy);
  margin-bottom: 24px;
  letter-spacing: -.02em;
}

.hero-title em {
  font-style: italic;
  color: var(--clr-accent);
}

.hero-sub {
  font-size: 1.1rem;
  color: var(--clr-slate);
  line-height: 1.75;
  margin-bottom: 40px;
  max-width: 480px;
}

.hero-actions {
  display: flex;
  gap: 14px;
  flex-wrap: wrap;
}

.hero-trust {
  margin-top: 40px;
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: .85rem;
  color: var(--clr-muted);
}

.hero-trust strong { color: var(--clr-navy); }

.hero-visual {
  position: relative;
}

.hero-card {
  background: var(--clr-surface);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-lg);
  padding: 32px;
  border: 1px solid var(--clr-border);
}

.hero-card-header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-bottom: 24px;
}

.hero-card-title {
  font-weight: 600;
  font-size: .95rem;
  color: var(--clr-navy);
}

.status-badge {
  font-size: .73rem;
  font-weight: 600;
  background: rgba(45,202,115,.12);
  color: var(--clr-green);
  padding: 3px 10px;
  border-radius: var(--radius-pill);
}

.plan-row {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 12px 0;
  border-bottom: 1px solid var(--clr-border);
  font-size: .9rem;
}
.plan-row:last-child { border-bottom: none; }

.plan-label { color: var(--clr-slate); }
.plan-value { font-weight: 600; color: var(--clr-navy); }
.plan-value.positive { color: var(--clr-green); }
.plan-value.accent { color: var(--clr-accent); }

.hero-float {
  position: absolute;
  background: var(--clr-surface);
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-md);
  padding: 14px 18px;
  border: 1px solid var(--clr-border);
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: .82rem;
  font-weight: 500;
}

.hero-float.top-left {
  top: -28px;
  left: -28px;
  animation: float-a 4s ease-in-out infinite;
}

.hero-float.bottom-right {
  bottom: -24px;
  right: -24px;
  animation: float-b 5s ease-in-out infinite;
}

@keyframes float-a {
  0%,100% { transform: translateY(0); }
  50%      { transform: translateY(-8px); }
}
@keyframes float-b {
  0%,100% { transform: translateY(0); }
  50%      { transform: translateY(6px); }
}

.float-icon {
  width: 32px; height: 32px;
  border-radius: 8px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1rem;
}

/* ── MARQUEE / FEATURE STRIP ──────────────────────────────── */
.marquee-section {
  background: var(--clr-navy);
  padding-block: 20px;
  overflow: hidden;
}

.marquee-track {
  display: flex;
  gap: 0;
  animation: marquee-scroll 28s linear infinite;
  width: max-content;
}

.marquee-item {
  display: flex;
  align-items: center;
  gap: 12px;
  padding-inline: 40px;
  font-size: .85rem;
  font-weight: 500;
  color: rgba(255,255,255,.7);
  white-space: nowrap;
  border-right: 1px solid rgba(255,255,255,.15);
}

.marquee-item span.icon { font-size: 1rem; }

@keyframes marquee-scroll {
  from { transform: translateX(0); }
  to   { transform: translateX(-50%); }
}

/* ── STATS ────────────────────────────────────────────────── */
.stats-section {
  background: var(--clr-surface);
  border-bottom: 1px solid var(--clr-border);
  padding-block: 48px;
}

.stats-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1px;
  background: var(--clr-border);
  border: 1px solid var(--clr-border);
  border-radius: var(--radius-md);
  overflow: hidden;
}

.stat-item {
  background: var(--clr-surface);
  padding: 32px 28px;
  text-align: center;
}

.stat-number {
  font-family: var(--font-display);
  font-size: clamp(2rem, 4vw, 3rem);
  font-weight: 700;
  color: var(--clr-navy);
  letter-spacing: -.02em;
  line-height: 1;
  margin-bottom: 8px;
}

.stat-label {
  font-size: .83rem;
  color: var(--clr-muted);
  font-weight: 500;
}

/* ── HOW IT WORKS ─────────────────────────────────────────── */
.how-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 28px;
  margin-top: 56px;
}

.how-card {
  background: var(--clr-surface);
  border-radius: var(--radius-md);
  padding: 36px 30px;
  border: 1px solid var(--clr-border);
  box-shadow: var(--shadow-sm);
  transition: box-shadow var(--transition), transform var(--transition);
  position: relative;
  overflow: hidden;
}

.how-card:hover {
  box-shadow: var(--shadow-md);
  transform: translateY(-4px);
}

.how-card::before {
  content: attr(data-step);
  position: absolute;
  top: -10px;
  right: 20px;
  font-family: var(--font-display);
  font-size: 5rem;
  font-weight: 700;
  color: var(--clr-accent-lt);
  line-height: 1;
  pointer-events: none;
}

.how-icon {
  width: 48px; height: 48px;
  border-radius: var(--radius-sm);
  background: var(--clr-accent-lt);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.4rem;
  margin-bottom: 20px;
}

.how-title {
  font-size: 1.1rem;
  font-weight: 600;
  margin-bottom: 10px;
  color: var(--clr-navy);
}

.how-desc {
  font-size: .9rem;
  color: var(--clr-slate);
  line-height: 1.65;
}

/* ── FEATURES ─────────────────────────────────────────────── */
.features-section { background: var(--clr-bg); }

.features-split {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: clamp(40px, 6vw, 80px);
  align-items: center;
  margin-top: 60px;
}

.features-split.reverse { direction: rtl; }
.features-split.reverse > * { direction: ltr; }

.feature-visual {
  display: flex;
  align-items: center;
  justify-content: center;
  min-height: 440px;
  background: transparent;
  padding: 0;
}

.feature-list {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 18px;
  margin-top: 28px;
}

.feature-list li {
  display: flex;
  gap: 14px;
  align-items: flex-start;
  font-size: .93rem;
  color: var(--clr-slate);
  line-height: 1.6;
}

.feature-list li::before {
  content: '✓';
  flex-shrink: 0;
  width: 22px; height: 22px;
  background: var(--clr-green);
  color: #fff;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: .7rem;
  font-weight: 700;
  margin-top: 2px;
}

/* ── TESTIMONIALS ─────────────────────────────────────────── */
.testimonials-section { background: var(--clr-navy); color: #fff; }
.testimonials-section .section-title { color: #fff; }
.testimonials-section .section-sub { color: rgba(255,255,255,.65); }

.testimonials-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
  margin-top: 56px;
}

.testimonial-card {
  background: rgba(255,255,255,.05);
  border: 1px solid rgba(255,255,255,.1);
  border-radius: var(--radius-md);
  padding: 28px 24px;
  transition: background var(--transition);
}

.testimonial-card:hover {
  background: rgba(255,255,255,.09);
}

.testimonial-stars {
  color: var(--clr-gold);
  font-size: .9rem;
  letter-spacing: 2px;
  margin-bottom: 14px;
}

.testimonial-quote {
  font-size: .93rem;
  line-height: 1.7;
  color: rgba(255,255,255,.8);
  margin-bottom: 20px;
  font-style: italic;
}

.testimonial-author {
  display: flex;
  align-items: center;
  gap: 12px;
}

.author-avatar {
  width: 38px; height: 38px;
  border-radius: 50%;
  background: var(--clr-accent);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: .85rem;
  font-weight: 700;
  color: #fff;
  flex-shrink: 0;
}

.author-name {
  font-size: .88rem;
  font-weight: 600;
  color: #fff;
}

.author-role {
  font-size: .78rem;
  color: rgba(255,255,255,.5);
}

/* ── PHONE MOCKUPS ────────────────────────────────────────── */

.feature-visual {
  display: flex;
  align-items: center;
  justify-content: center;
  min-height: 440px;
  background: transparent;
  padding: 0;
}

/* Single phone in a 50/50 split */
.phone-mockup {
  position: relative;
  display: inline-block;
  border-radius: 36px;
  box-shadow: 0 24px 64px rgba(0,78,113,.18), 0 4px 12px rgba(0,78,113,.10);
  overflow: hidden;
  background: #fff;
  border: 1px solid #004E71;
  max-height: 420px;
  width: auto;
}

.phone-screen {
  display: block;
  height: 420px;
  width: auto;
  border-radius: 34px;
}

/* ── PHONE PAIR — two phones inside a 50/50 split visual ─── */
.phone-pair-visual {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 24px;
  align-items: end;
  justify-items: center;
}

@media (max-width: 600px) {
  .phone-pair-visual {
    grid-template-columns: 1fr;
  }
}

/* ── FEATURE BLOCK — copy above, phone row below ─────────── */
.feature-block {
  margin-top: 72px;
  padding-top: 56px;
  border-top: 1px solid var(--clr-border);
}

.feature-block-copy {
  max-width: 680px;
  margin-bottom: 48px;
}

.feature-block-title {
  font-size: clamp(1.4rem, 2.5vw, 1.9rem);
  font-weight: 700;
  color: var(--clr-navy);
  line-height: 1.2;
  margin-bottom: 14px;
}

/* ── PHONE ROW — three phones side by side ───────────────── */
.phone-row {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 32px;
  align-items: end;
}

.phone-card {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 14px;
}

/* Width-driven sizing: fix the wrapper at a phone-width so all cards look
   like phones regardless of screenshot crop height. Height derives naturally
   from each image's aspect ratio. overflow:hidden clips to the border-radius. */
.phone-card-mockup {
  border-radius: 32px;
  border: 1px solid #004E71;
  box-shadow: 0 16px 48px rgba(0,78,113,.14), 0 4px 12px rgba(0,78,113,.08);
  display: inline-block;
  width: 200px;
  overflow: hidden;
  max-height: none; /* override .phone-mockup's max-height at all breakpoints */
}

.phone-card-screen {
  display: block;
  width: 100%;         /* fills the fixed 200px wrapper */
  height: auto;        /* derives height from native aspect ratio */
  border-radius: 30px;
}

.phone-card-label {
  font-size: .85rem;
  font-weight: 700;
  color: var(--clr-navy);
  text-align: center;
  letter-spacing: .02em;
}

.phone-card-caption {
  font-size: .78rem;
  color: var(--clr-muted);
  text-align: center;
  line-height: 1.4;
}

@media (max-width: 960px) {
  .phone-mockup { max-height: 340px; }
  .phone-screen { height: 340px; }
  .phone-card-mockup { width: 160px; max-height: none; }
  .phone-row { gap: 20px; }
}

@media (max-width: 600px) {
  .phone-mockup { max-height: 260px; }
  .phone-screen { height: 260px; }
  /* phone-card-mockup: width-driven, no max-height clipping */
  .phone-card-mockup { width: min(200px, 56vw); max-height: none; }
  .phone-pair-visual { min-height: auto; gap: 40px; }
  .phone-row {
    grid-template-columns: 1fr;
    max-width: 220px;
    margin-inline: auto;
  }
}

/* ── ADVISOR ROI ───────────────────────────────────────────── */
.advisor-roi-section {
  background: var(--clr-surface);
  border-top: 1px solid var(--clr-border);
  border-bottom: 1px solid var(--clr-border);
}

.roi-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
  margin-top: 56px;
}

.roi-card {
  background: var(--clr-bg);
  border-radius: var(--radius-md);
  padding: 32px 24px;
  border: 1px solid var(--clr-border);
  box-shadow: var(--shadow-sm);
  transition: box-shadow var(--transition), transform var(--transition);
}

.roi-card:hover {
  box-shadow: var(--shadow-md);
  transform: translateY(-4px);
}

.roi-icon {
  width: 48px; height: 48px;
  border-radius: var(--radius-sm);
  background: var(--clr-accent-lt);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.4rem;
  margin-bottom: 18px;
}

.roi-title {
  font-size: 1rem;
  font-weight: 700;
  color: var(--clr-navy);
  margin-bottom: 10px;
}

.roi-desc {
  font-size: .88rem;
  color: var(--clr-slate);
  line-height: 1.65;
}

@media (max-width: 960px) {
  .roi-grid { grid-template-columns: repeat(2, 1fr); }
}

@media (max-width: 600px) {
  .roi-grid { grid-template-columns: 1fr; }
}

/* ── PRICING ──────────────────────────────────────────────── */
.pricing-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 24px;
  margin-top: 56px;
  align-items: start;
  max-width: 780px;
  margin-inline: auto;
}

.pricing-card {
  background: var(--clr-surface);
  border-radius: var(--radius-md);
  padding: 36px 28px;
  border: 1.5px solid var(--clr-border);
  position: relative;
}

.pricing-card.featured {
  border-color: var(--clr-accent);
  box-shadow: 0 0 0 4px rgba(29,111,242,.08), var(--shadow-lg);
}

.pricing-badge {
  position: absolute;
  top: -14px;
  left: 50%;
  transform: translateX(-50%);
  background: var(--clr-accent);
  color: #fff;
  font-size: .73rem;
  font-weight: 700;
  letter-spacing: .05em;
  text-transform: uppercase;
  padding: 4px 14px;
  border-radius: var(--radius-pill);
}

.pricing-name {
  font-size: .85rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: .08em;
  color: var(--clr-muted);
  margin-bottom: 12px;
}

.pricing-price {
  font-family: var(--font-display);
  font-size: 3rem;
  font-weight: 700;
  color: var(--clr-navy);
  line-height: 1;
  margin-bottom: 6px;
}

.pricing-price span { font-size: 1.1rem; font-family: var(--font-body); font-weight: 500; color: var(--clr-muted); }

.pricing-desc {
  font-size: .88rem;
  color: var(--clr-muted);
  margin-bottom: 28px;
  padding-bottom: 24px;
  border-bottom: 1px solid var(--clr-border);
}

.pricing-features {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 12px;
  margin-bottom: 32px;
}

.pricing-features li {
  display: flex;
  gap: 10px;
  font-size: .9rem;
  color: var(--clr-slate);
}

.pricing-features li::before {
  content: '✓';
  color: var(--clr-green);
  font-weight: 700;
  flex-shrink: 0;
}

/* Pricing punch note — below the cards */
.pricing-punch {
  margin-top: 40px;
  text-align: center;
  padding: 24px 32px;
  background: var(--clr-accent-lt);
  border-radius: var(--radius-md);
  border: 1px solid rgba(191,112,31,.2);
}

.pricing-punch-text {
  font-size: 1.05rem;
  font-weight: 700;
  color: var(--clr-navy);
}

.pricing-punch-cta {
  font-size: 1.05rem;
  color: var(--clr-accent);
  font-weight: 700;
}

/* ── CTA FOOTER BAND ──────────────────────────────────────── */
.cta-band {
  background: var(--clr-accent);
  padding-block: 80px;
  text-align: center;
  position: relative;
  overflow: hidden;
}

.cta-band::before {
  content: '';
  position: absolute;
  inset: 0;
  background: radial-gradient(ellipse 60% 80% at 50% 100%, rgba(255,255,255,.12) 0%, transparent 70%);
}

.cta-band .section-title {
  color: #fff;
  position: relative;
}

.cta-band .section-sub {
  color: rgba(255,255,255,.75);
  position: relative;
  margin-inline: auto;
}

.cta-band-actions {
  margin-top: 36px;
  display: flex;
  gap: 14px;
  justify-content: center;
  flex-wrap: wrap;
  position: relative;
}

.btn-white {
  background: #fff;
  color: var(--clr-accent);
  font-weight: 700;
}
.btn-white:hover { background: var(--clr-navy); color: #fff; }

.btn-ghost {
  background: transparent;
  color: #fff;
  border: 1.5px solid rgba(255,255,255,.5);
}
.btn-ghost:hover { background: rgba(255,255,255,.12); }

/* ── DOWNLOAD PAGE ────────────────────────────────────────── */
.download-hero {
  background: var(--clr-surface);
  border-bottom: 1px solid var(--clr-border);
  text-align: center;
}

.download-hero-inner {
  max-width: 640px;
  margin-inline: auto;
}

.download-hero-inner .section-sub {
  max-width: 100%;
  margin-inline: auto;
}

.download-section {
  background: var(--clr-bg);
}

.download-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 28px;
  margin-bottom: 40px;
}

.download-card {
  background: var(--clr-surface);
  border: 1.5px solid var(--clr-border);
  border-radius: var(--radius-md);
  padding: 40px 32px;
  display: flex;
  flex-direction: column;
  gap: 20px;
  transition: box-shadow var(--transition), transform var(--transition);
}

.download-card:hover {
  box-shadow: var(--shadow-md);
  transform: translateY(-4px);
}

.download-card-icon {
  line-height: 1;
}

.store-icon {
  width: 128px;
  height: 128px;
  object-fit: contain;
  border-radius: 28px;
}

.download-card-title {
  font-size: clamp(1.3rem, 2vw, 1.6rem);
  font-weight: 700;
  color: var(--clr-navy);
  line-height: 1.2;
}

.download-card-sub {
  font-size: .9rem;
  color: var(--clr-muted);
  line-height: 1.6;
}

.download-card-features {
  display: flex;
  flex-direction: column;
  gap: 10px;
  flex: 1;
}

.download-feature {
  font-size: .9rem;
  color: var(--clr-slate);
  padding-left: 22px;
  position: relative;
  line-height: 1.5;
}

.download-feature::before {
  content: '✓';
  position: absolute;
  left: 0;
  color: var(--clr-green);
  font-weight: 700;
  font-size: .8rem;
}

.download-btn {
  width: 100%;
  justify-content: center;
  margin-top: auto;
}

.download-advisor-note {
  background: var(--clr-accent-lt);
  border: 1px solid rgba(191,112,31,.2);
  border-radius: var(--radius-md);
  padding: 28px 32px;
}

.download-advisor-note-inner {
  display: flex;
  align-items: flex-start;
  gap: 20px;
}

.download-advisor-emoji {
  font-size: 1.8rem;
  flex-shrink: 0;
  line-height: 1;
  margin-top: 2px;
}

.download-advisor-title {
  font-size: 1rem;
  font-weight: 700;
  color: var(--clr-navy);
  margin-bottom: 6px;
}

.download-advisor-body {
  font-size: .9rem;
  color: var(--clr-slate);
  line-height: 1.65;
}

.download-advisor-link {
  color: var(--clr-accent);
  font-weight: 600;
  text-decoration: none;
  transition: color var(--transition);
}

.download-advisor-link:hover {
  color: var(--clr-navy);
}

@media (max-width: 640px) {
  .download-grid { grid-template-columns: 1fr; }
  .download-advisor-note-inner { flex-direction: column; gap: 12px; }
}

/* ── LEGAL PAGES ──────────────────────────────────────────── */
.legal-container {
  max-width: 780px;
}

.legal-meta {
  font-size: .82rem;
  color: var(--clr-muted);
  margin-bottom: 40px;
  margin-top: -8px;
}

.legal-intro {
  font-size: .97rem;
  color: var(--clr-slate);
  line-height: 1.75;
  margin-bottom: 48px;
  padding: 24px 28px;
  background: var(--clr-surface);
  border-left: 3px solid var(--clr-accent);
  border-radius: 0 var(--radius-sm) var(--radius-sm) 0;
}

.legal-section {
  margin-bottom: 40px;
}

.legal-section-title {
  font-size: 1.05rem;
  font-weight: 700;
  color: var(--clr-navy);
  margin-bottom: 16px;
  padding-bottom: 10px;
  border-bottom: 1px solid var(--clr-border);
}

.legal-item {
  display: flex;
  gap: 16px;
  padding: 12px 0;
  border-bottom: 1px solid var(--clr-bg);
  align-items: flex-start;
}

.legal-item-number {
  font-size: .78rem;
  font-weight: 700;
  color: var(--clr-muted);
  flex-shrink: 0;
  width: 28px;
  margin-top: 2px;
}

.legal-item-body {
  font-size: .92rem;
  color: var(--clr-slate);
  line-height: 1.7;
}

.legal-item-label {
  color: var(--clr-navy);
}

.legal-note {
  font-size: .82rem;
  color: var(--clr-muted);
  font-style: italic;
  margin-bottom: 12px;
}

.legal-closing {
  margin-top: 48px;
  padding: 24px 28px;
  background: var(--clr-accent-lt);
  border-radius: var(--radius-md);
  font-size: .92rem;
  color: var(--clr-navy);
  font-weight: 500;
  line-height: 1.65;
  border: 1px solid rgba(191,112,31,.15);
}

/* ── FOOTER ───────────────────────────────────────────────── */
.footer {
  background: var(--clr-navy);
  color: rgba(255,255,255,.6);
  padding-block: 64px 32px;
}

.footer-top {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1fr;
  gap: 48px;
  padding-bottom: 48px;
  border-bottom: 1px solid rgba(255,255,255,.1);
  margin-bottom: 32px;
}

.footer-brand p {
  font-size: .88rem;
  line-height: 1.7;
  margin-top: 14px;
  max-width: 280px;
}

.footer-col h4 {
  font-size: .82rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: .08em;
  color: rgba(255,255,255,.4);
  margin-bottom: 16px;
}

.footer-col ul {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 10px;
}

.footer-col a {
  font-size: .88rem;
  color: rgba(255,255,255,.6);
  transition: color var(--transition);
}
.footer-col a:hover { color: #fff; }

.footer-bottom {
  display: flex;
  align-items: center;
  justify-content: space-between;
  font-size: .82rem;
}

.footer-logo {
  font-family: var(--font-display);
  font-size: 1.2rem;
  font-weight: 700;
  color: #fff;
}

/* ── RESPONSIVE ───────────────────────────────────────────── */
@media (max-width: 960px) {
  .hero-inner,
  .features-split { grid-template-columns: 1fr; }
  .features-split.reverse { direction: ltr; }
  .hero-visual { order: -1; }
  .how-grid,
  .testimonials-grid,
  .pricing-grid { grid-template-columns: repeat(2, 1fr); }
  .stats-grid { grid-template-columns: repeat(2, 1fr); }
  .footer-top { grid-template-columns: 1fr 1fr; }

  /* Mobile nav: hamburger replaces the horizontal links */
  .nav-inner { flex-wrap: wrap; justify-content: flex-start; }
  .nav-logo { margin-right: auto; }
  .nav-cta { display: none; }
  .nav-burger { display: flex; order: 2; margin-left: 8px; }
  .nav-links {
    order: 4;
    width: 100%;
    display: none;
    flex-direction: column;
    gap: 0;
    margin-top: 8px;
    padding: 8px 16px 12px;
    background: var(--clr-surface);
    border: 1px solid var(--clr-border);
    border-radius: var(--radius-sm);
    box-shadow: var(--shadow-md);
  }
  .nav-links li { padding: 10px 0; border-bottom: 1px solid var(--clr-border); }
  .nav-links li:last-child { border-bottom: none; }
  .nav-links a { display: block; font-size: 1rem; }
  .nav-toggle:checked ~ .nav-links { display: flex; }

  /* Hamburger morphs into an X when open */
  .nav-toggle:checked ~ .nav-burger .nav-burger-bar:nth-child(1) {
    transform: translateY(7px) rotate(45deg);
  }
  .nav-toggle:checked ~ .nav-burger .nav-burger-bar:nth-child(2) {
    opacity: 0;
  }
  .nav-toggle:checked ~ .nav-burger .nav-burger-bar:nth-child(3) {
    transform: translateY(-7px) rotate(-45deg);
  }
}

@media (max-width: 600px) {
  .how-grid,
  .testimonials-grid,
  .pricing-grid { grid-template-columns: 1fr; }
  .stats-grid { grid-template-columns: 1fr 1fr; }
  .footer-top { grid-template-columns: 1fr; }
  .footer-bottom { flex-direction: column; gap: 12px; }
}