Give your clients the app they'll actually open.
You've got the planning platform. What you don't have is a client app worth opening between meetings. This is it — the five tools your clients open on their own, because they're genuinely good, not because you nagged them. And because they're the ones in it, the numbers your plan runs on stay current.
Am I going to be okay?
Safe-to-spend, a 12-month runway of their real projected balance, and a debt-free date — the whole picture on one screen.
A debt-free date they move with their thumb
Snowball or Avalanche, plus a slider that pulls the payoff date closer the more they put toward debt.
Where the money actually goes
Income and spending by category, with the monthly surplus or shortfall right at the top.
Every dollar has a job by payday
Assign each paycheque the moment it lands — a progress bar shows what's allocated and what's left.
See the squeeze before it happens
Income and bills on one day-by-day calendar, so the tight week in March is obvious in January.
These are the questions your clients actually ask themselves — "Am I okay?", "When am I debt-free?", "Can I spend this?" The app answers them in their own hands, on their own time. That's why they open it.
The screen that makes them come back.
Drag one slider and the finish line slides with it — an earlier month, less interest, right there on the card. It's the tool your clients open just to watch the debt-free date move — and every time they do, the debt figures your plan runs on update themselves.
- Snowball or Avalanche, in a tap. Quick wins or the least interest — they compare the payoff on the spot.
- A finish line they pull closer. For example, an extra $200 a month moves the debt-free date 13 months sooner — a date they drag with their thumb.
- The money comes back, dated. The card names the monthly cashflow that frees up the day the last debt clears.
- You walk in current. Every extra payment they model updates the debt numbers in your plan the instant they set it — no "send me your latest."
That's the part your old portal never did. Because your client's the one moving these numbers — paying down debt, spending a paycheque, logging a bill — the plan you built stays current on its own. You walk in today, not last quarter.
Compliance that keeps itself — two jobs, both handled.
Compliance isn't one chore, it's two. One runs on every client file you open. The other runs on every life sale you make. PlanTogether does both — and the same live file that keeps your plan current is what lets the record write itself. (Canada-only.)
It already knows what's missing.
Stop opening files to find out if they're a problem. Your dashboard opens on a single, ranked to-do list — the client files that need work, and the exact forms each one is missing.
- Always-on file checks. Fact Find, disclosure, privacy consent, signatures, renewal dates — watched continuously, not once a year.
- A deficiency list, in plain English. "Devon Park — Disclosure Form, Privacy Consent, and Fact Find." No codes, no guessing.
- Per-jurisdiction rules. Every province and territory is handled differently — the right disclosure wording, the right privacy language, even Quebec's AMF replacement notice — automatically.
- An audit trail that's already written. Every form dated and logged — generated, not typed, because the data's already on file and already current. "Show me your records" is easy to show.
Watch a client file go from flagged to audit-ready.
Open any client and you see the same plain-language checklist — Fact Find, Advisor Disclosure, Privacy Commitment & Consent. Each one generated from data you already entered, ready to sign and record on file. When it's done, it turns green and dates itself.
- Generated, not typed. The disclosure form builds from your advisor profile; the Fact Find from the client's own data.
- Signed on paper, tracked in the app. Generate the form, get it signed, record the copy on file — a dated trail, every time.
- "All required documents are complete." The sentence every advisor wants to see before a sale.
Client-Level Compliance keeps every file audit-ready. When one of those files becomes a life sale, Sale-Level Compliance takes over.
The app won't let you do it wrong.
A life sale can't start until the client-level foundation forms are signed. From there, the needs analysis, all four sale documents, and the gating that keeps them in order build themselves — every step dated, in the sequence an auditor checks.
You're not comparing us to another app. You're comparing us to a hire.
Most advisors fix client-file compliance one of two ways: stay up late doing it by hand, or pay an administrative assistant to do it for them. PlanTogether is the third option — the one you don't have to hire.
Most software costs you money. This one can pay you back.
It's the only budgeting suite that lives inside the plan — and it's yours to price. Your clients use the app free; the suite — Budget, Debt Freedom, At-a-glance, Payday Planner and Cashflow Calendar — you set client by client: comp everyone, put a fair price on it, or a different number for every client at your table. It's your asset, and you decide what it's worth, one client at a time.
The standalone budgeting apps your clients might grab on their own tend to cost a few dollars a month, every month — yours, in this example, is $29 for the whole year. But price was never the real gap: not one of those apps feeds into the financial plan your client is building with you — they're islands. Yours is the only budgeting suite that lives inside the actual plan, so every dollar your client logs keeps it current the instant they enter it. That's not a cheaper app — it's the only one that's connected.
Start free. Pay only when you grow.
The price below is your own subscription — the tier that matches how much of your practice you want the app to carry. Your clients don't pay it, and your first 5 clients get the app on us.
SetUp
The complete app — your first 5 clients on us.
- Every feature unlocked — budget, planning, insurance & compliance
- You + your first 5 clients who accept your invite
- No credit card, no trial clock
- Past 5? New client cards simply wait until you pick a plan
Starter
Scale past 5 — the full client app and live shared file.
- Unlimited clients
- The full client app — Budget, Debt Freedom, At-a-glance, Payday Planner & Cashflow CalendarThe live shared file — your client edits, you see them instantly.
- Optionally charge clients for the budgeting suite
Planner
Everything in Starter, plus the planning tools.
- Everything in Starter
- Financial planning tools
- Full life-insurance analysis module
- Savings & investment balances
Compliance
Everything in Planner, plus the compliance module.
🍁 Canada Only- Everything in Planner
- Client-Level Compliance — every file, always on: continuous file checks, deficiencies flagged per client
- Sale-Level Compliance — every life sale, locked in order: needs analysis, the four sale documents, gated sequence
- Auto-generated forms, per-jurisdiction rules, signed copies on record & a dated audit trail
Paid plans replace one another — never stacked.
The two things you're paying for, up close.
Open either one for the real screens and the documents the app generates, end to end — the full depth this page can't fit.
Five tools your clients log in for
Budget, Debt Freedom, At-a-glance, Payday Planner and Cashflow Calendar — the money side your clients actually open, feeding your plan every time.
See the suite →
Every file, and every life sale
Client-Level Compliance watches every client file for what's missing. Sale-Level Compliance runs the compliant life sale — the needs analysis, all four documents, and the gating that won't let you do them out of order.
See how it keeps itself →Most advisors find this on day one. You're one of them.
Here's what that head start gets you: why we built it, the full app live today, and your first five clients on us. Get in now and you're a founding advisor — the earlier you're in, the more it's yours to shape.
Solo and small-team advisors have a planning platform they like — and no client app to hand their clients. So the "portal" becomes a spreadsheet, a file drive, and an email thread, and the plan goes stale the day the meeting ends. PlanTogether is the connected client app your stack has been missing — the one your clients open on their own, that keeps your plan current without you asking.
Every screen on this page is a real screenshot of the live app — the full budgeting suite, financial planning, the complete insurance analysis, and both compliance modules, all shipping today. We release every month, and we listen more than we talk.
Your first five clients are on us. As you grow you get a direct line to the founder, real input on the roadmap, and pricing that stays fair. Cancel any time — we're betting you won't.
Two reasons. One app.
Give your clients an app they'll actually open — and let compliance keep itself, on every file and on every life sale. Spin up your shared workspace, invite a client, and watch one live file keep your plan current and your records audit-ready. Your first 5 clients are on us — no credit card.