SetUp
The complete app, your first 5 clients on us.
- Every feature unlocked: budgeting app, planning, insurance and compliance
- You plus your first 5 clients who accept your invite
- No credit card, no trial clock
- Past 5? New client cards wait until you pick a plan.
Starter
Scale past 5, with the full budgeting app for every client.
- Every client past your first 5
- The full budgeting app: At a glance, Debt Freedom, Household Budget, Payday Planner and Cashflow CalendarBudget Access on for every client, or client by client.
- What you charge clients for the budgeting app is your call.
Planner
Everything in Starter, plus the planning tools.
- Everything in Starter
- Financial planning tools
- Full life-insurance analysis module
- Savings and investment balances
Compliance
Everything in Planner, plus both compliance modules.
🍁 Canada Only- Everything in Planner
- Client-Level Compliance - every file: file checks, deficiencies named per client, the living Fact Find
- Sale-Level Compliance - every life sale in order: needs analysis, reason-why or replacement paperwork, delivery receipt
- Generated forms, rules for every province and territory, e-signature built in at no extra cost, signed copies on record and a dated audit trail
Prices in CAD for Canadian advisors and USD for US advisors. Paid plans replace one another - never stacked. Cancel any time.
The honest answers.
Is the SetUp plan really $0?
Yes - the SetUp plan is $0 for you, with every feature unlocked for you and your first 5 clients who accept your invite. No credit card, no trial countdown.
What happens after 5 clients?
Nothing breaks and nothing is deleted. New client cards simply wait, greyed out, until you pick a paid plan. Your existing clients keep full access.
Do my clients pay?
PlanTogether bills the advisor, not the client. Your clients log in any time to update their details and review their plan. What you charge clients for the budgeting app is your call: name one price, or a different number for every client at your table, and you keep the revenue.
Can I switch plans later?
Anytime. Move up a tier and it’s prorated - you only pay the difference, from the day you switch. Move down or cancel and there’s no new charge: your current plan runs out the time you’ve already paid for, then ends. Paid plans replace one another - never stacked.
What currency are the prices in?
Prices are billed in CAD for advisors in Canada and USD for advisors in the United States. PlanTogether bills the advisor, not the client.
Which plans can US advisors choose?
US advisors choose from the same lineup at the same numbers - SetUp at $0, Starter at $29, or Planner at $49 per month. The Compliance plan is the one exception: its two modules are built on per-jurisdiction rules for Canadian provinces and territories, so that tier is Canada-only.
Where is the compliance module available?
The compliance module is Canada-only today, with per-jurisdiction rules for every province and territory. The rest of PlanTogether works across North America.
Is there a contract?
No contract and no lock-in. It’s month to month - cancel any time. We’d rather earn the next month than trap you in it.
Start with five. On Us.
Spin up your shared workspace, invite a client, and watch the to-do list clear itself. No credit card required.